Kinsley Construction Inc.

York, PA ConstructionNAICS 236200

Self-funded health planPlan year 2025Renews January
2,316Participants+2% vs. prior year
$5.5MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#4 of 16Construction in PABy participants

Overview

Kinsley Construction Inc. sponsors a self-funded health plan that covered 2,316 participants in plan year 2025, up 2% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
2,316 · prior year 2,262
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Kinsley Construction Inc. Employee Benefit Plan, plan 501 (2,316 participants)
Broker compensation
$107K across insured contracts
MedicalLife insuranceDentalVisionLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Lincoln National Life Insurance CompanyLife, Long-term disability2,295$662K$107K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$5.5M/ year

Estimated prescription spend: 2,316 participants × $2,371 national average per member. Usually higher once dependents are counted.

$143K–$352K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$42K–$104K
Lower-cost therapeutic alternatives$61K–$127K
Generic pricing vs. actual cost$26K–$79K
PBM contract terms$14K–$41K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Kinsley Construction Inc.
Sponsor EIN
23-1689806
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 23-1689806 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Kinsley Construction Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Kinsley Construction Inc..

Request a correction · Methodology