Kroger Texas, L.P.

Cincinnati, OH RetailNAICS 445110

Self-funded health planPlan year 2025Renews January
26,194Participants+0% vs. prior year
$62.1MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#2 of 31Retail in OHBy participants

Overview

Kroger Texas, L.P. sponsors a self-funded health plan that covered 26,194 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports dental, vision, short-term disability, death benefits.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
26,194 · prior year 26,165
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Kroger Texas Occupational Injury Or Disease Benefits Plan, plan 510 (26,194 participants)
MedicalDentalVisionShort-term disabilityDeath benefits

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$62.1M/ year

Estimated prescription spend: 26,194 participants × $2,371 national average per member. Usually higher once dependents are counted.

$1.6M–$4.0M/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$472K–$1.2M
Lower-cost therapeutic alternatives$689K–$1.4M
Generic pricing vs. actual cost$298K–$894K
PBM contract terms$155K–$466K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Kroger Texas, L.P.
Sponsor EIN
31-1678530
Plan number
510
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 31-1678530 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Kroger Texas, L.P.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Kroger Texas, L.P..

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