KTI, Inc.

Rialto, CA ManufacturingNAICS 327300

Self-funded health planPlan year 2025Renews January
1,427Participants+1% vs. prior year
$3.4MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#27 of 61Manufacturing in CABy participants

Overview

KTI, Inc. sponsors a self-funded health plan that covered 1,427 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,427 · prior year 1,418
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
KTI, Inc. DBA Thompson Pipe Group Benefit Plan, plan 501 (1,427 participants)
Broker compensation
$213K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
The Lincoln National Life Insurance CompanyLong-term disability, Short-term disability, VOL Child Life, VOL Spouse AD&D, VOL AD&, Life, VOL. Child Life, VOL. Spouse Life, VOL. , Critical Illness, Hospital Indemnity838$677K$213K
Delta Dental of CaliforniaDental531$343K—
Vision Service PlanVision491$65K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.4M/ year

Estimated prescription spend: 1,427 participants × $2,371 national average per member. Usually higher once dependents are counted.

$88K–$217K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$26K–$64K
Lower-cost therapeutic alternatives$38K–$78K
Generic pricing vs. actual cost$16K–$49K
PBM contract terms$8K–$25K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
KTI, Inc.
Sponsor EIN
95-3191821
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 95-3191821 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
KTI Inc. 401(k) Profit Sharing Plan and Trust
Type
401(k) plan
Participants
917

About this data

Source: KTI, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with KTI, Inc..

Request a correction · Methodology