Kunes Country Auto Group

Delavan, WI RetailNAICS 441110

Self-funded health planPlan year 2024Renews July
1,627ParticipantsFirst year on file
$3.9MEst. pharmacy spend / yrParticipants × national avg.
Jul 2027Next renewalPlan year begins July 1
#8 of 23Retail in WIBy participants

Overview

Kunes Country Auto Group sponsors a self-funded health plan that covered 1,627 participants in plan year 2024. The plan year starts in July. Alongside medical, its benefits filing reports life insurance, dental, short-term disability, long-term disability.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,627
Plan year
Begins July 1 · next renewal July 2027
Health plans filed
Kunes Country Auto Group Employee Health Care Plan, plan 501 (1,627 participants)
Broker compensation
$160K across insured contracts
MedicalLife insuranceDentalShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
United of Omaha Life Insurance CompanyLife, Short-term disability, Long-term disability1,657$561K$99K
Delta Dental of WisconsinDental642$530K$16K
American Heritage Life Insurance CompanyLife, Short-term disability183$201K$38K
Wyssta Insurance Company Inc.Dental743$86K$7K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.9M/ year

Estimated prescription spend: 1,627 participants × $2,371 national average per member. Usually higher once dependents are counted.

$100K–$247K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$29K–$73K
Lower-cost therapeutic alternatives$43K–$89K
Generic pricing vs. actual cost$19K–$56K
PBM contract terms$10K–$29K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning July 2027: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2024
Plan sponsor
Kunes Country Auto Group
Sponsor EIN
36-4115913
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 36-4115913 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Kunes Retirement Plan
Type
401(k) plan
Participants
1,970

About this data

Source: Kunes Country Auto Group's Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Kunes Country Auto Group.

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