Kyyba Inc.

Farmington Hills, MI Professional servicesNAICS 541511

Self-funded health planPlan year 2025Renews January
591Participants+3% vs. prior year
$1.4MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#20 of 21Professional services in MIBy participants

Overview

Kyyba Inc. sponsors a self-funded health plan that covered 591 participants in plan year 2025, up 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports dental, vision, short-term disability, long-term disability.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
591 · prior year 573
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Kyyba Inc. Health and Welfare Plan, plan 501 (591 participants)
Stop-loss carrier
United Health Care Insurance Company
Broker compensation
$23K across insured contracts
MedicalDentalVisionShort-term disabilityLong-term disability

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
United Health Care Insurance CompanyVision, Stop-loss274$275K$9K
United of Omaha Life Insurance Company—317$71K$14K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.4M/ year

Estimated prescription spend: 591 participants × $2,371 national average per member. Usually higher once dependents are counted.

$36K–$90K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$11K–$27K
Lower-cost therapeutic alternatives$16K–$33K
Generic pricing vs. actual cost$7K–$20K
PBM contract terms$4K–$11K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Kyyba Inc.
Sponsor EIN
38-3446497
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 38-3446497 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Kyyba, Inc. 401(k) Plan
Type
401(k) plan
Participants
496

About this data

Source: Kyyba Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Kyyba Inc..

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