Lake Regional Health System
Overview
Lake Regional Health System sponsors a self-funded health plan that covered 827 participants in plan year 2025, down 7% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 827 · prior year 888
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Lake Regional Health System Welfare Benefit Plan, plan 501 (827 participants)
- Broker compensation
- $242K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Unum Life Insurance Company of America | Life, Short-term disability, Long-term disability | 1,058 | $478K | $92K |
| Hartford Life and Accident | Voluntary Critical Illness, Short-term disability, Long-term disability | 1,171 | $293K | $36K |
| Metropolitan Life Insurance Company | Group Voluntary Accident, Vision | 2,128 | $166K | $25K |
| The Guardian Life Insurance Company of America | Dental | 728 | $78K | $46K |
| American Heritage Life Insurance Company | Cancer | 151 | $61K | $10K |
| Reliance Standard | Voluntary Hospital Indemnity | 83 | $31K | $5K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 827 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Lake Regional Health System
- Sponsor EIN
- 23-7339737
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 23-7339737 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Lake Regional Health System Employees' Retirement Plan
- Type
- 401(k) plan
- Participants
- 1,888
About this data
Source: Lake Regional Health System's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Lake Regional Health System.