Lcmc Health
Overview
Lcmc Health sponsors a self-funded health plan that covered 15,356 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 15,356 · prior year 15,379
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Lcmc Health Employee Benefits Plan, plan 502 (15,356 participants)
- Stop-loss carrier
- Aetna Life Insurance Co.
- Broker compensation
- $1.6M across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Lincoln National Life Insurance Company | Life, Long-term disability, Short-term disability | 10,042 | $5.4M | $180K |
| UnitedHealthcare Insurance Company | Dental, Vision | 14,131 | $5.3M | $480K |
| Combined Insurance Company of America | Accident, Critical Illness, Hospital Ind | 3,530 | $1.4M | $532K |
| Aetna Life Insurance Co. | Stop-loss | 8,241 | $1.1M | — |
| Provident Life and Accident Insurance Company | Life | 2,672 | $1.1M | $171K |
| Unum Insurance Company | Accident, Critical Illness, Hospital Indemnity | 3,607 | $676K | $212K |
| Vital Worklife | Employee Assistance Program | 15,086 | $391K | — |
| Unum Life Insurance Company of America | Accident, Critical Illness, Hospital Ind | 134 | $44K | $4K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 15,356 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Lcmc Health
- Sponsor EIN
- 94-3480131
- Plan number
- 502
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 94-3480131 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Louisiana Children's Medical Center Retirement and Savings Plan
- Type
- 401(k) plan
- Participants
- 21,565
About this data
Source: Lcmc Health's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Lcmc Health.