Lechase Construction Services LLC

Rochester, NY ConstructionNAICS 236200

Self-funded health planPlan year 2025Renews January
541Participants+9% vs. prior year
$1.3MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#8 of 9Construction in NYBy participants

Overview

Lechase Construction Services LLC sponsors a self-funded health plan that covered 541 participants in plan year 2025, up 9% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
541 · prior year 495
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Lechase Construction Services LLC Employee Benefits Plan, plan 501 (541 participants)
Stop-loss carrier
Excellus Blue Cross Blue Shield
Broker compensation
$143K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Excellus Blue Cross Blue ShieldStop-loss417$444K$81K
New York Life Group Insurance Company of New YorkLife, Business Travel Accident, Short-term disability, Long-term disability560$417K$61K
GuardianVision364$47K$6K
Metropolitan Life Insurance CompanyCritical Illness, Accident, Hospital Indemnity128$41K$-5K
Employee Network, Inc.EAP450$7K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.3M/ year

Estimated prescription spend: 541 participants × $2,371 national average per member. Usually higher once dependents are counted.

$33K–$82K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$10K–$24K
Lower-cost therapeutic alternatives$14K–$30K
Generic pricing vs. actual cost$6K–$18K
PBM contract terms$3K–$10K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Lechase Construction Services LLC
Sponsor EIN
16-1512277
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 16-1512277 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Lechase Companies 401(k) Salary Savings Trust
Type
401(k) plan
Participants
720

About this data

Source: Lechase Construction Services LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Lechase Construction Services LLC.

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