Leclerc Foods USA, Inc.

Montgomery, PA ManufacturingNAICS 311800

Self-funded health planPlan year 2025Renews March
732Participants+62% vs. prior year
$1.7MEst. pharmacy spend / yrParticipants × national avg.
Mar 2027Next renewalPlan year begins March 1
#82 of 105Manufacturing in PABy participants

Overview

Leclerc Foods USA, Inc. sponsors a self-funded health plan that covered 732 participants in plan year 2025, up 62% from the prior year. The plan year starts in March. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
732 · prior year 452
Plan year
Begins March 1 · next renewal March 2027
Health plans filed
Leclerc Foods USA, Inc. Employee Benefits Plan, plan 501 (732 participants)
Stop-loss carrier
Sun Life Assurance Company of Canada
Broker compensation
$224K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Sun Life Assurance Company of CanadaStop-loss389$610K$119K
Metropolitan Life Insurance CompanyDental, Life, Medical732$372K$43K
Guardian InsuranceShort-term disability, Long-term disability477$347K$52K
National Vision Administrators, L.l.c.Vision536$52K$8K
MetLife Legal PlansPrepaid Legal Services46$14K$1K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.7M/ year

Estimated prescription spend: 732 participants × $2,371 national average per member. Usually higher once dependents are counted.

$45K–$111K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$13K–$33K
Lower-cost therapeutic alternatives$19K–$40K
Generic pricing vs. actual cost$8K–$25K
PBM contract terms$4K–$13K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning March 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Leclerc Foods USA, Inc.
Sponsor EIN
68-0500243
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 68-0500243 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
The Leclerc 401(k) Plan
Type
401(k) plan
Participants
542

About this data

Source: Leclerc Foods USA, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Leclerc Foods USA, Inc..

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