Legacy Healthcare Financial Services LLC
Overview
Legacy Healthcare Financial Services LLC sponsors a self-funded health plan that covered 5,976 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 5,976 · prior year 6,088
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Legacy Healthcare Financial Services LLC Wrap Welfare Benefit Plan, plan 510 (5,976 participants)
- Broker compensation
- $2.4M across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| American Heritage Life Insurance Company | Life, Short-term disability | 2,408 | $2.6M | $1.4M |
| Metropolitan Life Insurance Company | Dental, Vision | 5,227 | $2.1M | $219K |
| Aetna Life Insurance Company | Critical Illness, Hospital | 3,841 | $1.1M | $390K |
| Combined Insurance Company | Life | 923 | $706K | $340K |
| The Lincoln National Life Insurance Company | Life | 5,976 | $243K | $30K |
| MetLife Legal Plans | Legal | 583 | $128K | $25K |
| Combined Insurance Company of America | Accident | 119 | $32K | $11K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 5,976 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Legacy Healthcare Financial Services LLC
- Sponsor EIN
- 26-3151856
- Plan number
- 510
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 26-3151856 in the Department of Labor's EFAST2 Form 5500 search.
About this data
Source: Legacy Healthcare Financial Services LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Legacy Healthcare Financial Services LLC.