Liberty Bank
Overview
Liberty Bank sponsors a self-funded health plan that covered 842 participants in plan year 2025, up 4% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 842 · prior year 807
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Liberty Bank Flexible Benefits Plan, plan 508 (842 participants)
- Broker compensation
- $52K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Life Insurance Company of North America | Life, Long-term disability | 842 | $558K | $34K |
| Cigna Health and Life Insurance Company | Accident, Hospital, Critical Illness | 842 | $142K | $8K |
| UnitedHealthcare Insurance Company | Vision | 1,351 | $74K | $4K |
| Zurich American Insurance Company | Accidental Death and Dismemberment | 842 | $19K | $5K |
| Federal Insurance Company | Business Travel Accident | 842 | $5K | $1K |
| United Behavioral Health DBA Optum | Employee Assistance Program | 842 | — | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 842 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Liberty Bank
- Sponsor EIN
- 06-0452570
- Plan number
- 508
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 06-0452570 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Liberty Bank Pension Plan
- Type
- Pension plan
- Participants
- 1,523
About this data
Source: Liberty Bank's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Liberty Bank.