Liberty Coca-Cola Beverages LLC

Philadelphia, PA ManufacturingNAICS 312110

Self-funded health planPlan year 2025Renews January
2,054Participants+4% vs. prior year
$4.9MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#32 of 105Manufacturing in PABy participants

Overview

Liberty Coca-Cola Beverages LLC sponsors a self-funded health plan that covered 2,054 participants in plan year 2025, up 4% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
2,054 · prior year 1,984
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Liberty Coca-Cola Beverages LLC Health and Welfare Plan, plan 501 (2,054 participants)
Broker compensation
$22K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Lincoln National Life Insurance CompanyLife1,990$507K$19K
Hartford Life and AccidentLong-term disability303$159K$3K
ComPsych CorporationEmployee Assistance Program2,054$39K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$4.9M/ year

Estimated prescription spend: 2,054 participants × $2,371 national average per member. Usually higher once dependents are counted.

$127K–$312K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$37K–$93K
Lower-cost therapeutic alternatives$54K–$113K
Generic pricing vs. actual cost$23K–$70K
PBM contract terms$12K–$37K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Liberty Coca-Cola Beverages LLC
Sponsor EIN
82-1396019
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 82-1396019 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Liberty Coca-Cola Beverages and Teamsters Local #125 Pension Plan
Type
Pension plan
Participants
444

About this data

Source: Liberty Coca-Cola Beverages LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Liberty Coca-Cola Beverages LLC.

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