Lifeplan CCO NY, LLC

Utica, NY Health careNAICS 624100

Self-funded health planPlan year 2024Renews July
781ParticipantsFirst year on file
$1.9MEst. pharmacy spend / yrParticipants × national avg.
Jul 2027Next renewalPlan year begins July 1
#101 of 137Health care in NYBy participants

Overview

Lifeplan CCO NY, LLC sponsors a self-funded health plan that covered 781 participants in plan year 2024. The plan year starts in July. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
781
Plan year
Begins July 1 · next renewal July 2027
Health plans filed
Lifeplan CCO NY, LLC Health and Welfare Benefit Plan, plan 501 (781 participants)
Broker compensation
$51K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
GuardianDental, Vision, Life, Short-term disability, Long-term disability765$1.0M$51K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.9M/ year

Estimated prescription spend: 781 participants × $2,371 national average per member. Usually higher once dependents are counted.

$48K–$119K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$14K–$35K
Lower-cost therapeutic alternatives$21K–$43K
Generic pricing vs. actual cost$9K–$27K
PBM contract terms$5K–$14K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning July 2027: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2024
Plan sponsor
Lifeplan CCO NY, LLC
Sponsor EIN
82-3070045
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 82-3070045 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Lifeplan CCO 401(k) Retirement Plan
Type
401(k) plan
Participants
1,073

About this data

Source: Lifeplan CCO NY, LLC's Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Lifeplan CCO NY, LLC.

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