Load Trail LLC
Overview
Load Trail LLC sponsors a self-funded health plan that covered 845 participants in plan year 2025, up 67% from the prior year. The plan year starts in February. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 845 · prior year 505
- Plan year
- Begins February 1 · next renewal February 2027
- Health plans filed
- Load Trail LLC Health and Welfare Benefits Plan, plan 501 (845 participants)
- Broker compensation
- $187K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Principal Life Insurance Company | Dental, Vision | 970 | $328K | $34K |
| Colonial Life & Accident Insurance Company | Short-term disability | 471 | $316K | $128K |
| United of Omaha Life Insurance Company | Life, Short-term disability, Long-term disability | 870 | $156K | $24K |
| United Healthcare Insurance Company | Transplant | 884 | $54K | — |
| The Vitality Group, LLC | Wellness | 845 | $28K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 845 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Load Trail LLC
- Sponsor EIN
- 75-2634771
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 75-2634771 in the Department of Labor's EFAST2 Form 5500 search.
About this data
Source: Load Trail LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Load Trail LLC.