Logan Health

Kalispell, MT Health careNAICS 622000

Self-funded health planPlan year 2024Renews January
7,950ParticipantsFirst year on file
$18.8MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 5Health care in MTBy participants

Overview

Logan Health sponsors a self-funded health plan that covered 7,950 participants in plan year 2024. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, prepaid legal, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
7,950
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Logan Health Health & Welfare Plan, plan 503 (7,950 participants)
Stop-loss carrier
Reliastar Life Insurance
Broker compensation
$1.1M across insured contracts
MedicalLife insuranceDentalVisionPrepaid legalLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Reliastar Life InsuranceStop-loss4,995$1.9M—
Life Insurance Company of North AmericaLife, Accidental Death/dismemberment, Long-term disability5,536$1.3M$45K
Unum Insurance CompanyGroup Accident, Critical Illness, Hospital1,557$610K$478K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$18.8M/ year

Estimated prescription spend: 7,950 participants × $2,371 national average per member. Usually higher once dependents are counted.

$490K–$1.2M/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$143K–$358K
Lower-cost therapeutic alternatives$209K–$437K
Generic pricing vs. actual cost$90K–$271K
PBM contract terms$47K–$141K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2024
Plan sponsor
Logan Health
Sponsor EIN
81-0406485
Plan number
503
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 81-0406485 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Logan Health Retirement Savings Plan
Type
401(k) plan
Participants
5,805

About this data

Source: Logan Health's Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Logan Health.

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