LSB Industries, Inc.

Oklahoma City, OK Holding companiesNAICS 551112

Self-funded health planPlan year 2025Renews January
791Participants0% vs. prior year
$1.9MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#4 of 4Holding companies in OKBy participants

Overview

LSB Industries, Inc. sponsors a self-funded health plan that covered 791 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
791 · prior year 791
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
LSB Industries, Inc. Employee Benefits Wrap Plan, plan 505 (791 participants)
Broker compensation
$180K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Standard Insurance CompanyLife, Short-term disability, Long-term disability516$822K$165K
Guardian Life Insurance Company of AmericaDental457$369K$12K
Vision Service PlanVision439$62K—
Pre-Paid Legal Services Inc. DBA LegalshieldLegal58$19K$3K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.9M/ year

Estimated prescription spend: 791 participants × $2,371 national average per member. Usually higher once dependents are counted.

$49K–$120K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$14K–$36K
Lower-cost therapeutic alternatives$21K–$44K
Generic pricing vs. actual cost$9K–$27K
PBM contract terms$5K–$14K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
LSB Industries, Inc.
Sponsor EIN
73-1015226
Plan number
505
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 73-1015226 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
LSB Industries, Inc. 401(k) Plan
Type
401(k) plan
Participants
766

About this data

Source: LSB Industries, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with LSB Industries, Inc..

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