M-L Holdings Company
Overview
M-L Holdings Company sponsors a self-funded health plan that covered 647 participants in plan year 2025, up 7% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 647 · prior year 603
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- M-L Holdings Company Welfare Benefit Plan, plan 501 (647 participants)
- Stop-loss carrier
- Pan-American Life Insurance Company
- Broker compensation
- $176K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Pan-American Life Insurance Company | Stop-loss | 494 | $807K | $81K |
| Unum Life Insurance Company of America | Life, Long-term disability, Short-term disability | 658 | $478K | $57K |
| Delta Dental of Pennsylvania | Dental | 1,134 | $371K | $18K |
| Unum Insurance Company | Accident, Critical Illness, Hospital Indemnity | 240 | $142K | $17K |
| HCC Life Insurance Company | Transplant | 501 | $87K | — |
| Vision Service Plan | Vision | 501 | $68K | $2K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 647 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- M-L Holdings Company
- Sponsor EIN
- 52-2047928
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 52-2047928 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- M-L Holdings Company Retirement Savings Plan
- Type
- 401(k) plan
- Participants
- 1,140
About this data
Source: M-L Holdings Company's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with M-L Holdings Company.