Macalester College
Overview
Macalester College sponsors a self-funded health plan that covered 732 participants in plan year 2025, up 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 732 · prior year 712
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Macalester College Health and Welfare Benefits Plan, plan 555 (732 participants)
- Broker compensation
- $31K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Life Insurance Company of North America | Life, Short-term disability, Long-term disability | 309 | $343K | $24K |
| Vision Service Plan | Vision | 309 | $37K | $4K |
| Metropolitan General Insurance Company | Legal | 111 | $26K | $3K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 732 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Macalester College
- Sponsor EIN
- 41-0693962
- Plan number
- 555
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 41-0693962 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Macalester College 403(b) Retirement Plan
- Type
- Defined contribution plan
- Participants
- 1,506
About this data
Source: Macalester College's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Macalester College.