Mapfre U.S.a. Corp.

Webster, MA Finance & insuranceNAICS 524150

Self-funded health planPlan year 2025Renews January
2,030Participants0% vs. prior year
$4.8MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#7 of 20Finance & insurance in MABy participants

Overview

Mapfre U.S.a. Corp. sponsors a self-funded health plan that covered 2,030 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
2,030 · prior year 2,030
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Mapfre U.S.a. Corp. Health and Welfare Benefits Plan, plan 530 (2,030 participants)
Broker compensation
$354K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Metropolitan Life Insurance CompanyLife, Short-term disability, Long-term disability4,685$1.6M$280K
Blue Cross Blue Shield Massachusetts, Inc.Dental3,543$1.6M$56K
Eyemed Vision Care on Behalf of the Fidelity Life Insurance Co.Vision2,979$189K$13K
Metropolitan General Insurance CompanyLegal207$48K$6K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$4.8M/ year

Estimated prescription spend: 2,030 participants × $2,371 national average per member. Usually higher once dependents are counted.

$125K–$309K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$37K–$91K
Lower-cost therapeutic alternatives$53K–$112K
Generic pricing vs. actual cost$23K–$69K
PBM contract terms$12K–$36K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Mapfre U.S.a. Corp.
Sponsor EIN
04-2599993
Plan number
530
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 04-2599993 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Mapfre U.S.a. Corp.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Mapfre U.S.a. Corp..

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