Market Track, LLC DBA Numerator

Chicago, IL Professional servicesNAICS 541910

Self-funded health planPlan year 2025Renews January
750Participants+11% vs. prior year
$1.8MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#33 of 44Professional services in ILBy participants

Overview

Market Track, LLC DBA Numerator sponsors a self-funded health plan that covered 750 participants in plan year 2025, up 11% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
750 · prior year 675
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Market Track's Health and Welfare Benefit Plan, plan 501 (750 participants)
Broker compensation
$52K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Metropolitan Life Insurance CompanyDental1,015$440K$4K
Prudential Insurance Company of AmericaLife, Long-term disability748$165K$24K
Cigna Health and Life Insurance CompanyAccident, Critical Illness, Hospital750$66K$16K
Cigna Health and Life Insurance Company and AffiliatesVision1,029$51K$6K
Legalplans, USALegal63$10K$2K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.8M/ year

Estimated prescription spend: 750 participants × $2,371 national average per member. Usually higher once dependents are counted.

$46K–$114K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$14K–$34K
Lower-cost therapeutic alternatives$20K–$41K
Generic pricing vs. actual cost$9K–$26K
PBM contract terms$4K–$13K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Market Track, LLC DBA Numerator
Sponsor EIN
20-0509196
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 20-0509196 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Numerator 401(k) Plan
Type
401(k) plan
Participants
1,101

About this data

Source: Market Track, LLC DBA Numerator's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Market Track, LLC DBA Numerator.

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