Mccombs Family Partners, Ltd

San Antonio, TX Finance & insuranceNAICS 523900

Self-funded health planPlan year 2025Renews January
1,256Participants+2% vs. prior year
$3.0MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#17 of 38Finance & insurance in TXBy participants

Overview

Mccombs Family Partners, Ltd sponsors a self-funded health plan that covered 1,256 participants in plan year 2025, up 2% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,256 · prior year 1,228
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Mccombs Enterprises Flexible Benefits Cafeteria Plan and Trust, plan 501 (1,256 participants)
Broker compensation
$52K across insured contracts
MedicalLife insuranceDentalVision

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Reliastar Life Insurance CompanyStop Loss735$984K$30K
Metropolitan Life Insurance CompanyLife, Dental1,462$560K$12K
Aetna Life Insurance CompanyVision1,189$66K$10K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.0M/ year

Estimated prescription spend: 1,256 participants × $2,371 national average per member. Usually higher once dependents are counted.

$77K–$191K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$23K–$57K
Lower-cost therapeutic alternatives$33K–$69K
Generic pricing vs. actual cost$14K–$43K
PBM contract terms$7K–$22K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Mccombs Family Partners, Ltd
Sponsor EIN
30-0001872
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 30-0001872 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Mccombs Family Partners, Ltd's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Mccombs Family Partners, Ltd.

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