Mclarens, LLC

Atlanta, GA Finance & insuranceNAICS 524290

Self-funded health planPlan year 2025Renews January
650Participants+1% vs. prior year
$1.5MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#13 of 13Finance & insurance in GABy participants

Overview

Mclarens, LLC sponsors a self-funded health plan that covered 650 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
650 · prior year 642
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Mclarens Health and Welfare Plan, plan 511 (650 participants)
Broker compensation
$74K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Unum Life Insurance Company of AmericaLife, Short-term disability, Long-term disability650$688K$65K
Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co.Vision1,157$52K$9K
Hartford Fire Insurance CompanyBusiness Travel Accident650——

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.5M/ year

Estimated prescription spend: 650 participants × $2,371 national average per member. Usually higher once dependents are counted.

$40K–$99K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$12K–$29K
Lower-cost therapeutic alternatives$17K–$36K
Generic pricing vs. actual cost$7K–$22K
PBM contract terms$4K–$12K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Mclarens, LLC
Sponsor EIN
51-0289022
Plan number
511
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 51-0289022 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Mclarens, LLC Defined Contribution 401(k) Plan
Type
401(k) plan
Participants
938

About this data

Source: Mclarens, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Mclarens, LLC.

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