Mechanical Systems & Services, Inc.
Overview
Mechanical Systems & Services, Inc. sponsors a self-funded health plan that covered 758 participants in plan year 2025, up 8% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 758 · prior year 699
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Mechanical Systems & Services, Inc. Health and Welfare Plan, plan 501 (758 participants)
- Broker compensation
- $44K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Unum Life Insurance Company of America | Life, Short-term disability, Long-term disability | 736 | $516K | $16K |
| Metropolitan Life Insurance Company | Dental | 1,383 | $450K | — |
| Colonial Life and Accident Insurance Company | Life, Short-term disability | 161 | $126K | $22K |
| Community Eye Care, LLC | Vision | 1,076 | $58K | $6K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 758 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Mechanical Systems & Services, Inc.
- Sponsor EIN
- 56-1973119
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 56-1973119 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Mechanical Systems & Services, Inc. Retirement Savings Plan
- Type
- 401(k) plan
- Participants
- 894
About this data
Source: Mechanical Systems & Services, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Mechanical Systems & Services, Inc..