Melwood Horticultural Training Center Inc.
Overview
Melwood Horticultural Training Center Inc. sponsors a self-funded health plan that covered 984 participants in plan year 2025, down 24% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 984 · prior year 1,293
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Melwood Horticultural Training Center, Inc. Health & Welfare Plan, plan 503 (984 participants)
- Stop-loss carrier
- Symetra Life Insurance Company
- Broker compensation
- $367K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Symetra Life Insurance Company | Stop-loss | 192 | $1.2M | $30K |
| Standard Insurance Company | Life, Short-term disability, Long-term disability | 1,055 | $489K | — |
| First Stop Health | Employee Assistance Program | 997 | $263K | $27K |
| Metropolitan Life Insurance Company | Dental | 687 | $189K | $63 |
| Unum Insurance Company | Accident, Critical Illness, Hospital | 435 | $181K | $102K |
| UMR, Inc. | Medical | 984 | $146K | $32K |
| Vision Service Plan | Vision | 499 | $40K | — |
| Legal Resources | Legal | 144 | $36K | $2K |
| Continental American Insurance Company | Short-term disability | 984 | — | — |
| Transamerica Life Insurance Company | Life | 984 | — | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 984 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Melwood Horticultural Training Center Inc.
- Sponsor EIN
- 52-0857690
- Plan number
- 503
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 52-0857690 in the Department of Labor's EFAST2 Form 5500 search.
About this data
Source: Melwood Horticultural Training Center Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Melwood Horticultural Training Center Inc..