Messer Construction Co.
Overview
Messer Construction Co. sponsors a self-funded health plan that covered 1,241 participants in plan year 2025, up 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 1,241 · prior year 1,211
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Messer Construction Co. Health and Welfare Plan, plan 510 (1,241 participants); Messer Construction Co. Health Care Plan, plan 503 (1,113 participants)
- Stop-loss carrier
- Symetra Life Insurance Company
- Broker compensation
- $233K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Reliastar Life Insurance Company | Life, Short-term disability, Long-term disability, Employee Assistance Program | 1,646 | $1.2M | $102K |
| Symetra Life Insurance Company | Stop-loss | 1,113 | $673K | $30K |
| Delta Dental of Ohio | Dental | 2,180 | $559K | $86K |
| Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co. | Vision | 2,815 | $135K | $15K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 1,241 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Messer Construction Co.
- Sponsor EIN
- 31-0740877
- Plan numbers
- 510, 503
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 31-0740877 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Messer Construction Co. 401(k) Savings Plan
- Type
- 401(k) plan
- Participants
- 1,892
About this data
Source: Messer Construction Co.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Messer Construction Co..