Metro Builders Supply, Inc.

Tulsa, OK RetailNAICS 453990

Self-funded health planPlan year 2025Renews May
602Participants0% vs. prior year
$1.4MEst. pharmacy spend / yrParticipants × national avg.
May 2027Next renewalPlan year begins May 1
#8 of 12Retail in OKBy participants

Overview

Metro Builders Supply, Inc. sponsors a self-funded health plan that covered 602 participants in plan year 2025, about the same as the prior year. The plan year starts in May. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
602 · prior year 603
Plan year
Begins May 1 · next renewal May 2027
Health plans filed
Metro Builders Supply, Inc. Health and Dental Plan, plan 501 (602 participants)
Broker compensation
$88K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Delta Dental Insurance CompanyDental439$239K$24K
Metropolitan Life Insurance CompanyLife1,043$216K$45K
Equitable Financial Life Insurance Company of AmericaShort-term disability, Long-term disability353$158K$14K
Vision Service PlanVision413$55K$5K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.4M/ year

Estimated prescription spend: 602 participants × $2,371 national average per member. Usually higher once dependents are counted.

$37K–$91K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$11K–$27K
Lower-cost therapeutic alternatives$16K–$33K
Generic pricing vs. actual cost$7K–$21K
PBM contract terms$4K–$11K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning May 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Metro Builders Supply, Inc.
Sponsor EIN
73-1002859
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 73-1002859 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Metro Builders Supply, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Metro Builders Supply, Inc..

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