Miami Tribe of Oklahoma

Miami, OK GovernmentNAICS 921000

Self-funded health planPlan year 2025Renews April
877Participants+4% vs. prior year
$2.1MEst. pharmacy spend / yrParticipants × national avg.
Apr 2027Next renewalPlan year begins April 1
#1 of 1Government in OKBy participants

Overview

Miami Tribe of Oklahoma sponsors a self-funded health plan that covered 877 participants in plan year 2025, up 4% from the prior year. The plan year starts in April. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
877 · prior year 843
Plan year
Begins April 1 · next renewal April 2027
Health plans filed
Miami Tribe of Oklahoma Welfare Benefit Plan, plan 501 (877 participants)
Broker compensation
$127K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
United of Omaha Life Insurance CompanyLife, Short-term disability, Long-term disability877$587K$83K
Delta DentalDental560$356K$28K
Ameritas Life Insurance Corp.Vision996$101K$15K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.1M/ year

Estimated prescription spend: 877 participants × $2,371 national average per member. Usually higher once dependents are counted.

$54K–$133K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$16K–$40K
Lower-cost therapeutic alternatives$23K–$48K
Generic pricing vs. actual cost$10K–$30K
PBM contract terms$5K–$16K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning April 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Miami Tribe of Oklahoma
Sponsor EIN
73-1029083
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 73-1029083 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Miami Tribe of Oklahoma's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Miami Tribe of Oklahoma.

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