Michael Baker International Holdco Corporation

Moon Township, PA Professional servicesNAICS 541330

Self-funded health planPlan year 2025Renews January
3,901Participants+3% vs. prior year
$9.2MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#4 of 37Professional services in PABy participants

Overview

Michael Baker International Holdco Corporation sponsors a self-funded health plan that covered 3,901 participants in plan year 2025, up 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
3,901 · prior year 3,807
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Michael Baker International Holdco Corporation Welfare Benefits Plan, plan 501 (3,901 participants)
Stop-loss carrier
Reliastar Life Insurance Company
Broker compensation
$199K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Unum Life Insurance Company of AmericaShort-term disability, Life, Long-term disability8,202$2.5M$31K
Kaiser Foundation Health Plan, Inc.Medical, HMO146$1.3M$63K
Reliastar Life Insurance CompanyStop-loss2,908$1.2M$48K
Metropolitan Life Insurance CompanyVision5,406$506K$19
Unum Insurance CompanyAccident, Critical Illness, Hospital Indemnity519$323K$57K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$9.2M/ year

Estimated prescription spend: 3,901 participants × $2,371 national average per member. Usually higher once dependents are counted.

$240K–$593K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$70K–$176K
Lower-cost therapeutic alternatives$103K–$215K
Generic pricing vs. actual cost$44K–$133K
PBM contract terms$23K–$69K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Michael Baker International Holdco Corporation
Sponsor EIN
25-0927646
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 25-0927646 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Michael Baker International 401(k) Plan
Type
401(k) plan
Participants
6,173

About this data

Source: Michael Baker International Holdco Corporation's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Michael Baker International Holdco Corporation.

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