Midfirst Bank
Overview
Midfirst Bank sponsors a self-funded health plan that covered 3,354 participants in plan year 2025, up 4% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 3,354 · prior year 3,215
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Midfirst Bank Health & Welfare Benefit Plan, plan 507 (3,354 participants)
- Broker compensation
- $345K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Delta Dental of Oklahoma | Dental | 2,882 | $2.6M | $52K |
| Hartford Life and Accident | Life, Short-term disability, Long-term disability | 3,348 | $2.5M | $258K |
| Spring Health | Employee Assistance Program | 8,986 | $392K | — |
| Vision Service Plan | Vision | 2,571 | $344K | $34K |
| American Fidelity Assurance Company | Cancer | 160 | $27K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 3,354 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Midfirst Bank
- Sponsor EIN
- 73-0383055
- Plan number
- 507
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 73-0383055 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Midland Retirement Plan
- Type
- 401(k) plan
- Participants
- 4,219
About this data
Source: Midfirst Bank's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Midfirst Bank.