Midland National Life Insurance Company
Overview
Midland National Life Insurance Company sponsors a self-funded health plan that covered 2,018 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, short-term disability, long-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 2,018 · prior year 2,006
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- SFG Member Companies Group Medical Plan, plan 501 (2,018 participants); SFG Member Companies Group Retiree Medical, plan 504 (196 participants)
- Broker compensation
- $5K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Unum Life Insurance Company of America | Long-term disability | 1,538 | $235K | $5K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 2,018 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Midland National Life Insurance Company
- Sponsor EIN
- 46-0164570
- Plan numbers
- 501, 504
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 46-0164570 in the Department of Labor's EFAST2 Form 5500 search.
About this data
Source: Midland National Life Insurance Company's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Midland National Life Insurance Company.


