Minth Tawas Manufacturing

East Tawas, MI ManufacturingNAICS 326100

Self-funded health planPlan year 2025Renews January
643Participants+9% vs. prior year
$1.5MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#118 of 138Manufacturing in MIBy participants

Overview

Minth Tawas Manufacturing sponsors a self-funded health plan that covered 643 participants in plan year 2025, up 9% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
643 · prior year 592
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Minth Group US Holdings, Inc., plan 501 (643 participants)
Stop-loss carrier
Blue Cross Blue Shield of Michigan; HM Insurance Company
Broker compensation
$118K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
HM Insurance CompanyStop-loss363$594K$43K
Metropolitan Life Insurance CompanyMedical, Life, Short-term disability, Long-term disability770$320K$42K
Delta Dental of MichiganDental624$225K$7K
Vision Service PlanVision342$35K$2K
Metropolitan General Insurance CompanyLegal25$3K$561
Blue Cross Blue Shield of MichiganStop-loss251—$24K
Rxbenefits, Inc.Prescription drug271——

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.5M/ year

Estimated prescription spend: 643 participants × $2,371 national average per member. Usually higher once dependents are counted.

$40K–$98K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$12K–$29K
Lower-cost therapeutic alternatives$17K–$35K
Generic pricing vs. actual cost$7K–$22K
PBM contract terms$4K–$11K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Minth Tawas Manufacturing
Sponsor EIN
82-1469500
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 82-1469500 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Minth Tawas Manufacturing's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Minth Tawas Manufacturing.

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