MM JS Auto Holdings Mike Maroone Automotive

Colorado Springs, CO Professional servicesNAICS 541990

Self-funded health planPlan year 2025Renews January
586Participants+5% vs. prior year
$1.4MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#12 of 16Professional services in COBy participants

Overview

MM JS Auto Holdings Mike Maroone Automotive sponsors a self-funded health plan that covered 586 participants in plan year 2025, up 5% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
586 · prior year 559
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
MM JS Auto Holdings, Llc's Health Plan, plan 501 (586 participants)
Broker compensation
$65K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Unum Life Insurance Company of AmericaLife, Short-term disability, Long-term disability586$243K$37K
Ameritas Life Insurance Corp.Dental, Vision631$171K$19K
Cigna Health and Life Insurance CompanyHospital, Critical Illness, Accident586$49K$8K
Cigna Health and Life Insurance Company and AffiliatesDental112$20K$2K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.4M/ year

Estimated prescription spend: 586 participants × $2,371 national average per member. Usually higher once dependents are counted.

$36K–$89K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$11K–$26K
Lower-cost therapeutic alternatives$15K–$32K
Generic pricing vs. actual cost$7K–$20K
PBM contract terms$3K–$10K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
MM JS Auto Holdings Mike Maroone Automotive
Sponsor EIN
82-0839067
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 82-0839067 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
MM JS Auto Holdings, LLC 401(k) Plan
Type
401(k) plan
Participants
642

About this data

Source: MM JS Auto Holdings Mike Maroone Automotive's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with MM JS Auto Holdings Mike Maroone Automotive.

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