Mooretown Rancheria

Oroville, CA Arts & recreationNAICS 713200

Self-funded health planPlan year 2025Renews April
567Participants+1% vs. prior year
$1.3MEst. pharmacy spend / yrParticipants × national avg.
Apr 2027Next renewalPlan year begins April 1
#7 of 10Arts & recreation in CABy participants

Overview

Mooretown Rancheria sponsors a self-funded health plan that covered 567 participants in plan year 2025, about the same as the prior year. The plan year starts in April. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
567 · prior year 564
Plan year
Begins April 1 · next renewal April 2027
Health plans filed
Mooretown Rancheria Employee Health and Welfare Plan, plan 501 (567 participants)
Broker compensation
$76K across insured contracts
MedicalLife insuranceDentalVisionLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Metropolitan Life Insurance CompanyAccident, Hospital Indemnity, Dental, Vision, Life, Long-term disability, Critical Illness929$566K$76K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.3M/ year

Estimated prescription spend: 567 participants × $2,371 national average per member. Usually higher once dependents are counted.

$35K–$86K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$10K–$26K
Lower-cost therapeutic alternatives$15K–$31K
Generic pricing vs. actual cost$6K–$19K
PBM contract terms$3K–$10K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning April 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Mooretown Rancheria
Sponsor EIN
68-0384536
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 68-0384536 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Mooretown Rancheria's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Mooretown Rancheria.

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