Mountain Contractors Supply Group

Orem, UT Wholesale tradeNAICS 423700

Self-funded health planPlan year 2025Renews JanuaryCollectively bargained
723Participants+7% vs. prior year
$1.7MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#5 of 6Wholesale trade in UTBy participants

Overview

Mountain Contractors Supply Group sponsors a self-funded health plan that covered 723 participants in plan year 2025, up 7% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
723 · prior year 676
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Mountain Contractors Supply Group Health Benefit Plan, plan 501 (723 participants)
Broker compensation
$120K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
United of Omaha Life Insurance Company—1,072$610K$100K
United Healthcare Insurance CompanyDental1,621$538K$13K
Metropolitan Life Insurance Company—1,319$78K$8K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.7M/ year

Estimated prescription spend: 723 participants × $2,371 national average per member. Usually higher once dependents are counted.

$45K–$110K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$13K–$33K
Lower-cost therapeutic alternatives$19K–$40K
Generic pricing vs. actual cost$8K–$25K
PBM contract terms$4K–$13K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Mountain Contractors Supply Group
Sponsor EIN
26-2906608
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 26-2906608 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Mountain Contractors Supply Group's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Mountain Contractors Supply Group.

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