National Veterinary Associates, Inc.

Westlake Village, CA Professional servicesNAICS 541940

Self-funded health planPlan year 2025Renews January
40,803Participants+2% vs. prior year
$96.7MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#2 of 34Professional services in CABy participants

Overview

National Veterinary Associates, Inc. sponsors a self-funded health plan that covered 40,803 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
40,803 · prior year 40,125
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
National Veterinary Associates Employee Benefits Plan, plan 501 (40,803 participants)
Stop-loss carrier
Sun Life Assurance Company of Canada
Broker compensation
$2.6M across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
UnitedHealthcare Insurance CompanyDental6,883$8.7M$427K
Hartford Life and AccidentLife, Short-term disability, Long-term disability, Accidental Death and Dismemberment11,622$7.1M$836K
Kaiser Foundation Health Plan Inc.Medical, Prescription drug, HMO504$7.0M$65K
Sun Life Assurance Company of CanadaStop-loss15,853$3.5M$303K
Continental American Insurance CompanyAccident, Critical Illness, Hospital8,580$2.7M$879K
Eyemed Vision CareVision18,026$1.6M$55K
Kaiser Foundation Health Plan of WashingtonMedical, Prescription drug, HMO130$1.0M$2K
University Health AllianceMedical, Prescription drug, Dental, Vision68$750K—
Kaiser Foundation Health Plan of ColoradoMedical, Prescription drug, HMO80$720K$1K
Kaiser Foundation Health Plan of the NorthwestMedical, Prescription drug, HMO77$637K$2K
Curalinc LLCEmployee Assistance Program37,094$518K—
Legalplans USALegal1,974$376K$56K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$96.7M/ year

Estimated prescription spend: 40,803 participants × $2,371 national average per member. Usually higher once dependents are counted.

$2.5M–$6.2M/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$735K–$1.8M
Lower-cost therapeutic alternatives$1.1M–$2.2M
Generic pricing vs. actual cost$464K–$1.4M
PBM contract terms$242K–$726K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
National Veterinary Associates, Inc.
Sponsor EIN
95-4578066
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 95-4578066 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
National Veterinary Associates, Inc. 401(k) Plan
Type
401(k) plan
Participants
55,503

About this data

Source: National Veterinary Associates, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with National Veterinary Associates, Inc..

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