Nationwide Mutual Insurance Company
Overview
Nationwide Mutual Insurance Company sponsors a self-funded health plan that covered 22,817 participants in plan year 2025, down 7% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 22,817 · prior year 24,573
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Nationwide Insurance Companies & Affiliates Employee Assistance Plan, plan 508 (22,817 participants); NIC & Affiliates Health Reimbursement Account Plan for Retirees & Ltd Recipients, plan 526 (4,593 participants); Nationwide Medical Flexible Spending Account Plan, plan 506 (1,535 participants)
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Nationwide Life Insurance Company | Medical, Life, Accidental Death & Dismemberment | 31,833 | $22.2M | — |
| Eyemed Vision Care | Vision | 34,805 | $3.2M | — |
| Sierra Health and Life Insurance Company, Inc. | Medical | 4,507 | $2.7M | — |
| Kaiser Foundation Health Plans, Inc. | Medical, HMO | 299 | $2.7M | — |
| Banner Health and Aetna Health | Medical, HMO | 257 | $2.0M | — |
| Aetna Life Insurance Company & Affiliates | Dental, HMO | 1,497 | $471K | — |
| Kaiser Foundation Health Plan of Colorado, Inc. | Medical, HMO | 83 | $460K | — |
| Cigna Health & Life Insurance Company & Affiliates | Dental, HMO | 1,381 | $364K | — |
| Kaiser Foundation Health Plan of Mid-Atlantic States, Inc. | Medical, HMO | 49 | $273K | — |
| Kaiser Foundation Health Plan of Georgia, Inc. | Medical, HMO | 54 | $268K | — |
| Kaiser Foundation Health Plan of the Northwest | Medical, HMO | 26 | $158K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 22,817 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Nationwide Mutual Insurance Company
- Sponsor EIN
- 31-4177100
- Plan numbers
- 508, 526, 506
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 31-4177100 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Nationwide Savings Plan
- Type
- 401(k) plan
- Participants
- 40,207
About this data
Source: Nationwide Mutual Insurance Company's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Nationwide Mutual Insurance Company.