Natural Partners, LLC

Manchester, NH Wholesale tradeNAICS 424990

Self-funded health planPlan year 2025Renews January
587Participants-16% vs. prior year
$1.4MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#2 of 2Wholesale trade in NHBy participants

Overview

Natural Partners, LLC sponsors a self-funded health plan that covered 587 participants in plan year 2025, down 16% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
587 · prior year 699
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Natural Partners Health and Welfare Plan, plan 501 (587 participants)
Broker compensation
$17K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Sun Life Assurance Company of CanadaLife, Short-term disability, Long-term disability587$328K$17K
Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co.Vision566$41K—
Magellan Health Services Inc.Employee Assistance Program475$10K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.4M/ year

Estimated prescription spend: 587 participants × $2,371 national average per member. Usually higher once dependents are counted.

$36K–$89K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$11K–$26K
Lower-cost therapeutic alternatives$15K–$32K
Generic pricing vs. actual cost$7K–$20K
PBM contract terms$3K–$10K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Natural Partners, LLC
Sponsor EIN
86-0790551
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 86-0790551 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Natural Partners, Inc. 401(k) Profit Sharing Plan and Trust
Type
401(k) plan
Participants
634

About this data

Source: Natural Partners, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Natural Partners, LLC.

Request a correction · Methodology