New Directions Behavioral Health LLC DBA Lucet

Overland Park, KS Health careNAICS 621399

Self-funded health planPlan year 2025Renews January
746Participants-6% vs. prior year
$1.8MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#15 of 18Health care in KSBy participants

Overview

New Directions Behavioral Health LLC DBA Lucet sponsors a self-funded health plan that covered 746 participants in plan year 2025, down 6% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
746 · prior year 797
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
New Directions Behavioral Health LLC DBA Lucet Welfare Benefit Plan, plan 501 (746 participants)
Broker compensation
$181K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Standard Insurance CompanyLife, Long-term disability, Short-term disability724$963K$126K
Delta Dental of Kansas, Inc.Dental591$468K$47K
Eyemed Vision CareVision1,096$82K$9K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.8M/ year

Estimated prescription spend: 746 participants × $2,371 national average per member. Usually higher once dependents are counted.

$46K–$113K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$13K–$34K
Lower-cost therapeutic alternatives$20K–$41K
Generic pricing vs. actual cost$8K–$25K
PBM contract terms$4K–$13K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
New Directions Behavioral Health LLC DBA Lucet
Sponsor EIN
43-1698690
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 43-1698690 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
New Directions Behavioral Health 401(k) Profit Sharing Plan and Trust
Type
401(k) plan
Participants
1,249

About this data

Source: New Directions Behavioral Health LLC DBA Lucet's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with New Directions Behavioral Health LLC DBA Lucet.

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