Nluc, PLLC

Houston, TX Health careNAICS 621399

Self-funded health planPlan year 2024Renews December
698ParticipantsFirst year on file
$1.7MEst. pharmacy spend / yrParticipants × national avg.
Dec 2026Next renewalPlan year begins December 1
#73 of 90Health care in TXBy participants

Overview

Nluc, PLLC sponsors a self-funded health plan that covered 698 participants in plan year 2024. The plan year starts in December. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
698
Plan year
Begins December 1 · next renewal December 2026
Health plans filed
Next Level Urgent Care Welfare Benefit Plan, plan 501 (698 participants)
Broker compensation
$216K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
United of Omaha Life Insurance CompanyDental, Vision, Life, Short-term disability, Long-term disability678$820K$131K
Metropolitan Life Insurance CompanyHospital, Accident, Critical Illness215$187K$60K
Combined Insurance CompanyLife140$88K$26K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.7M/ year

Estimated prescription spend: 698 participants × $2,371 national average per member. Usually higher once dependents are counted.

$43K–$106K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$13K–$31K
Lower-cost therapeutic alternatives$18K–$38K
Generic pricing vs. actual cost$8K–$24K
PBM contract terms$4K–$12K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning December 2027: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2024
Plan sponsor
Nluc, PLLC
Sponsor EIN
35-2470800
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 35-2470800 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Next Level 401(k) Plan
Type
401(k) plan
Participants
924

About this data

Source: Nluc, PLLC's Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Nluc, PLLC.

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