Northwest Permanente Physicians PC

Portland, OR Health careNAICS 621112

Self-funded health planPlan year 2025Renews January
2,702Participants+8% vs. prior year
$6.4MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#7 of 25Health care in ORBy participants

Overview

Northwest Permanente Physicians PC sponsors a self-funded health plan that covered 2,702 participants in plan year 2025, up 8% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
2,702 · prior year 2,494
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Northwest Permanente PC Welfare Benefit Plan, plan 507 (2,702 participants)
Broker compensation
$279K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Kaiser Foundation Health Plan of the NorthwestMedical, HMO, Dental6,585$103.4M$406
Standard Insurance CompanyLife, Long-term disability2,509$4.4M$242K
Unum Life Insurance Company of AmericaLong Term Care122$231K$37K
Metropolitan Life Insurance CompanyBTA1,836$589—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$6.4M/ year

Estimated prescription spend: 2,702 participants × $2,371 national average per member. Usually higher once dependents are counted.

$167K–$411K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$49K–$122K
Lower-cost therapeutic alternatives$71K–$149K
Generic pricing vs. actual cost$31K–$92K
PBM contract terms$16K–$48K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Northwest Permanente Physicians PC
Sponsor EIN
93-0698548
Plan number
507
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 93-0698548 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Northwest Permanente, P.C. Retirement Plan - PS Aspect
Type
401(k) plan
Participants
2,053

About this data

Source: Northwest Permanente Physicians PC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Northwest Permanente Physicians PC.

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