Norton Healthcare, Inc. Department

Louisville, KS Health careNAICS 622000

Self-funded health planPlan year 2025Renews January
51,036ParticipantsPrior year not comparable
$121.0MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 18Health care in KSBy participants

Overview

Norton Healthcare, Inc. Department sponsors a self-funded health plan that covered 51,036 participants in plan year 2025. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
51,036 · prior year 17,879
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Norton Healthcare, Inc. Employee Health Benefit Plan, plan 510 (51,036 participants)
Broker compensation
$7.2M across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Unum Life Insurance Company of AmericaLife, Short-term disability, Long-term disability51,036$30.8M$1.4M
Delta Dental of KentuckyDental34,550$9.5M—
Reliastar Life Insurance CompanyAccident, Critical Illness, Hospital24,088$7.4M$1.9M
American Heritage Life Insurance CompanyLife6,806$4.5M$3.7M
Metropolitan Life Insurance CompanyVision29,551$1.8M$19K
Boston Mutual Life Insurance CompanyLife3,205$1.4M$117K
Provident Life and Accident Insurance CompanyLong-term disability51,036$185K$61K
MetLife Legal PlansLegal742$175K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$121.0M/ year

Estimated prescription spend: 51,036 participants × $2,371 national average per member. Usually higher once dependents are counted.

$3.1M–$7.8M/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$920K–$2.3M
Lower-cost therapeutic alternatives$1.3M–$2.8M
Generic pricing vs. actual cost$581K–$1.7M
PBM contract terms$303K–$908K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Norton Healthcare, Inc. Department
Sponsor EIN
61-1028725
Plan number
510
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 61-1028725 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Norton Healthcare 403(b) Retirement Savings Plan
Type
Defined contribution plan
Participants
26,862

About this data

Source: Norton Healthcare, Inc. Department's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Norton Healthcare, Inc. Department.

Request a correction · Methodology