Norton Rose Fulbright US LLP

Houston, TX Professional servicesNAICS 541110

Self-funded health planPlan year 2025Renews January
1,759Participants+3% vs. prior year
$4.2MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#12 of 81Professional services in TXBy participants

Overview

Norton Rose Fulbright US LLP sponsors a self-funded health plan that covered 1,759 participants in plan year 2025, up 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,759 · prior year 1,708
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Norton Rose Fulbright US LLP Welfare Benefits Plan, plan 501 (1,759 participants)
Broker compensation
$180K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilitySeveranceDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Unum Life Insurance Company of AmericaLong-term disability, Life1,728$3.3M$179K
Vision Service PlanVision1,105$293K—
Federal Insurance CompanyBusiness Travel Accident1,729——

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$4.2M/ year

Estimated prescription spend: 1,759 participants × $2,371 national average per member. Usually higher once dependents are counted.

$108K–$267K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$32K–$79K
Lower-cost therapeutic alternatives$46K–$97K
Generic pricing vs. actual cost$20K–$60K
PBM contract terms$10K–$31K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Norton Rose Fulbright US LLP
Sponsor EIN
74-1201087
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 74-1201087 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Norton Rose Fulbright US L.l.p. 401(k) and Profit Sharing Plan
Type
401(k) plan
Participants
3,032

About this data

Source: Norton Rose Fulbright US LLP's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Norton Rose Fulbright US LLP.

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