Nwpx Infrastructure, Inc.

Vancouver, WA ManufacturingNAICS 332900

Self-funded health planPlan year 2025Renews March
1,251Participants+2% vs. prior year
$3.0MEst. pharmacy spend / yrParticipants × national avg.
Mar 2027Next renewalPlan year begins March 1
#10 of 33Manufacturing in WABy participants

Overview

Nwpx Infrastructure, Inc. sponsors a self-funded health plan that covered 1,251 participants in plan year 2025, about the same as the prior year. The plan year starts in March. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,251 · prior year 1,229
Plan year
Begins March 1 · next renewal March 2027
Health plans filed
Nwpx Infrastructure Employee Benefit Plan, plan 504 (1,251 participants)
Stop-loss carrier
Commencement Bay Risk Management Insurance Company
Broker compensation
$269K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Kaiser Foundation Health Plan Inc.Medical253$3.0M$42K
Commencement Bay Risk Management Insurance CompanyStop-loss1,862$1.8M—
Standard Insurance CompanyLong-term disability, Life, Short-term disability1,196$1.3M$176K
Metropolitan Life Insurance CompanyDental3,427$1.1M$23K
Kaiser Foundation Health Plan of the NorthwestMedical50$442K$9K
Unum Insurance CompanyCritical Illness, Accident Insurance, Hospital Indemnity484$234K$19K
CanopyEmployee Assistance Program1,212$26K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.0M/ year

Estimated prescription spend: 1,251 participants × $2,371 national average per member. Usually higher once dependents are counted.

$77K–$190K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$23K–$56K
Lower-cost therapeutic alternatives$33K–$69K
Generic pricing vs. actual cost$14K–$43K
PBM contract terms$7K–$22K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning March 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Nwpx Infrastructure, Inc.
Sponsor EIN
93-0557988
Plan number
504
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 93-0557988 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Northwest Pipe Company 401(k) Plan
Type
401(k) plan
Participants
1,472

About this data

Source: Nwpx Infrastructure, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Nwpx Infrastructure, Inc..

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