O'reilly Auto Enterprises, LLC

Springfield, MO RetailNAICS 441300

Self-funded health planPlan year 2025Renews March
12,956Participants0% vs. prior year
$30.7MEst. pharmacy spend / yrParticipants × national avg.
Mar 2027Next renewalPlan year begins March 1
#2 of 12Retail in MOBy participants

Overview

O'reilly Auto Enterprises, LLC sponsors a self-funded health plan that covered 12,956 participants in plan year 2025, about the same as the prior year. The plan year starts in March. Alongside medical, its benefits filing reports dental, vision, short-term disability, death benefits.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
12,956 · prior year 12,956
Plan year
Begins March 1 · next renewal March 2027
Health plans filed
O'reilly Auto Parts Texas Injury Benefit Plan, plan 503 (12,956 participants)
MedicalDentalVisionShort-term disabilityDeath benefitsOther welfare benefits

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$30.7M/ year

Estimated prescription spend: 12,956 participants × $2,371 national average per member. Usually higher once dependents are counted.

$799K–$2.0M/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$233K–$584K
Lower-cost therapeutic alternatives$341K–$713K
Generic pricing vs. actual cost$147K–$442K
PBM contract terms$77K–$230K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning March 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
O'reilly Auto Enterprises, LLC
Sponsor EIN
86-0221312
Plan number
503
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 86-0221312 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: O'reilly Auto Enterprises, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with O'reilly Auto Enterprises, LLC.

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