One10, LLC

Minnetonka, MN Professional servicesNAICS 541990

Self-funded health planPlan year 2025Renews January
552Participants+19% vs. prior year
$1.3MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#24 of 27Professional services in MNBy participants

Overview

One10, LLC sponsors a self-funded health plan that covered 552 participants in plan year 2025, up 19% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, prepaid legal, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
552 · prior year 465
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
One10, LLC Employee Benefit Plan, plan 501 (552 participants)
Broker compensation
$24K across insured contracts
MedicalLife insuranceDentalVisionPrepaid legalLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Standard Insurance CompanyLife, Long-term disability462$205K$24K
Vision Service PlanVision327$60K—
Metropolitan General Insurance CompanyLegal115$17K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.3M/ year

Estimated prescription spend: 552 participants × $2,371 national average per member. Usually higher once dependents are counted.

$34K–$84K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$10K–$25K
Lower-cost therapeutic alternatives$15K–$30K
Generic pricing vs. actual cost$6K–$19K
PBM contract terms$3K–$10K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
One10, LLC
Sponsor EIN
41-0833079
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 41-0833079 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
One10 LLC Employee Savings and Investment Plan
Type
401(k) plan
Participants
743

About this data

Source: One10, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with One10, LLC.

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