Ophthalmic Consultants of Boston, Inc.
Overview
Ophthalmic Consultants of Boston, Inc. sponsors a self-funded health plan that covered 647 participants in plan year 2025, down 6% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, short-term disability, long-term disability.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 647 · prior year 688
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Ophthalmic Consultants of Boston, Inc. Health, Welfare,& Benefits Plan, plan 501 (647 participants)
- Stop-loss carrier
- Swiss RE Corporate Solutions America Ins. Corp.
- Broker compensation
- $727K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Swiss RE Corporate Solutions America Ins. Corp. | Stop-loss | 438 | $777K | — |
| NA Speciality Ins. (swiss RE) | Medical | 432 | $776K | $548K |
| Unum Life Insurance Company of America | Life, Short-term disability, Long-term disability | 620 | $393K | $59K |
| Delta Dental of Massachusetts | Dental | 1,006 | — | $67K |
| Rxbenefits, Inc. | Prescription drug | 449 | — | $9K |
| Blue Benefit Administrators of Massachusetts | FSA Cafeteria | 432 | — | $23K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 647 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Ophthalmic Consultants of Boston, Inc.
- Sponsor EIN
- 04-2500346
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 04-2500346 in the Department of Labor's EFAST2 Form 5500 search.
About this data
Source: Ophthalmic Consultants of Boston, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Ophthalmic Consultants of Boston, Inc..