Pan-O-Gold Baking Co.
Overview
Pan-O-Gold Baking Co. sponsors a self-funded health plan that covered 855 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 855 · prior year 867
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Pan-O-Gold Baking Co., plan 501 (855 participants)
- Stop-loss carrier
- Bcbsmn,inc DBA Blue Cross and Blue Shield of Minnesota
- Broker compensation
- $70K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Bcbsmn,inc DBA Blue Cross and Blue Shield of Minnesota | Stop-loss | 799 | $923K | $70K |
| Metropolitan Life Insurance Company | Life, Short-term disability | 821 | $282K | $17 |
| Delta Dental of Minnesota | Dental | 799 | $49K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 855 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Pan-O-Gold Baking Co.
- Sponsor EIN
- 41-0679579
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 41-0679579 in the Department of Labor's EFAST2 Form 5500 search.
About this data
Source: Pan-O-Gold Baking Co.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Pan-O-Gold Baking Co..