Peak Sport & Spine

Columbia, MO Health careNAICS 621340

Self-funded health planPlan year 2025Renews January
532Participants+9% vs. prior year
$1.3MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#34 of 35Health care in MOBy participants

Overview

Peak Sport & Spine sponsors a self-funded health plan that covered 532 participants in plan year 2025, up 9% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
532 · prior year 490
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Central Missouri Therapy Employee Benefits Plan, plan 501 (532 participants)
Stop-loss carrier
Everest Reinsurance
Broker compensation
$156K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Everest ReinsuranceStop-loss415$1.2M$58K
Standard Insurance CompanyDental, Vision, Life, Short-term disability, Long-term disability532$816K$98K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.3M/ year

Estimated prescription spend: 532 participants × $2,371 national average per member. Usually higher once dependents are counted.

$33K–$81K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$10K–$24K
Lower-cost therapeutic alternatives$14K–$29K
Generic pricing vs. actual cost$6K–$18K
PBM contract terms$3K–$9K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Peak Sport & Spine
Sponsor EIN
90-0180929
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 90-0180929 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Peak Sport & Spine's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Peak Sport & Spine.

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