Pearce Industries, Inc.

Houston, TX ManufacturingNAICS 339900

Self-funded health planPlan year 2025Renews January
1,084Participants0% vs. prior year
$2.6MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#76 of 149Manufacturing in TXBy participants

Overview

Pearce Industries, Inc. sponsors a self-funded health plan that covered 1,084 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,084 · prior year 1,084
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Pearce Industries, Inc. Welfare Benefit Plan, plan 501 (1,084 participants); Pearce Industries Retiree Reimbursement Account, plan 505 (231 participants)
Broker compensation
$87K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Prudential Insurance Company of AmericaLife, Short-term disability, Long-term disability1,071$798K$59K
Vision Service PlanVision842$138K$14K
Zurich American Insurance CompanyBusiness Travel Accident1,071$41K$14K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.6M/ year

Estimated prescription spend: 1,084 participants × $2,371 national average per member. Usually higher once dependents are counted.

$67K–$165K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$20K–$49K
Lower-cost therapeutic alternatives$29K–$60K
Generic pricing vs. actual cost$12K–$37K
PBM contract terms$6K–$19K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Pearce Industries, Inc.
Sponsor EIN
74-1892795
Plan numbers
501, 505
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 74-1892795 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Pearce Industries, Inc. 401(k) Retirement and Savings Plan
Type
401(k) plan
Participants
1,412

About this data

Source: Pearce Industries, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Pearce Industries, Inc..

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