Pennzoil-Quaker State Company

Houston, TX ManufacturingNAICS 324110

Self-funded health planPlan year 2025Renews January
568Participants-1% vs. prior year
$1.3MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#138 of 149Manufacturing in TXBy participants

Overview

Pennzoil-Quaker State Company sponsors a self-funded health plan that covered 568 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
568 · prior year 573
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Employees' Health Care Plan of Pennzoil Quaker State Company, plan 502 (568 participants)
Broker compensation
$23K across insured contracts
MedicalLife insuranceDentalVision

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Metropolitan Life Insurance CompanyDental, Life490$210K$23K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.3M/ year

Estimated prescription spend: 568 participants × $2,371 national average per member. Usually higher once dependents are counted.

$35K–$86K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$10K–$26K
Lower-cost therapeutic alternatives$15K–$31K
Generic pricing vs. actual cost$6K–$19K
PBM contract terms$3K–$10K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Pennzoil-Quaker State Company
Sponsor EIN
76-0200625
Plan number
502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 76-0200625 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Pennzoil-Quaker State Company's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Pennzoil-Quaker State Company.

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